ScamSmarts

Callback phishing

An email, text or voicemail supplies a phone number to call, so the scammer takes the call instead of sending a link.

How to spot it

  • A number to call that appears only in the message
  • A surprise charge or transfer that you must stop now
  • Insistence that help is only available by phone

What to do

Call back only on a number you already have: the back of your card, your statement or your bill.

What the real thing looks like

  • A bank call or voicemail that asks you to call the number on your card

Try an example

A practice example with fictional companies. Answer it, then see the tells.

Is this call a scam or legit?

Voicemail transcript
Caller ID: Unknown
Number: 555-0188
  1. CallerThis is the Acme Bank security team. Your online banking has been suspended because of suspicious sign-ins.
  2. CallerCall us back right away at 555-0188 and have your card and online banking password ready.
Your answer
How sure are you?

Sure and right: +15. Sure and wrong: -5. Calling a legitimate item a scam counts as a miss.

Test yourself on eight more

The free quiz mixes scams with legitimate messages, like real life. No sign-up.

Sources