Credit versus debit online
Credit cards offer stronger fraud protection; debit pulls cash immediately.
How to spot it
- Debit used with an unfamiliar merchant
What to do
Prefer credit or a wallet for online purchases.
What the real thing looks like
- Debit at a bank branch ATM
Try an example
A practice example with fictional companies. Answer it, then see the tells.
Is this checkout page a scam or legit?
Bargain Medical Depot
bargain-medical-depot.example/pay
- Blood pressure cuff, 6 unitsRetail price $480.00$99.00
We accept debit cards only. Credit cards are not accepted.
Total today$99.00
Pay with: Debit card only
Pay with debit
Sure and right: +15. Sure and wrong: -5. Calling a legitimate item a scam counts as a miss.
Test yourself on eight more
The free quiz mixes scams with legitimate messages, like real life. No sign-up.